Huma Finance is a next-generation PayFi (Payments + Finance) protocol designed to link DeFi with TradFi, bringing real-world payment flows onto the blockchain. Launched on Solana and other chains, Huma enables real-time settlement and on-chain credit backed by stablecoins—offering yield opportunities powered by actual payment volume. Huma 2.0 was launched in April 2025 as a permissionless DeFi platform.
Huma is designed to turn real-world assets like invoices, payrolls, and trade finance into tokenized credit lines. The protocol allows businesses and institutions to access instant liquidity while giving users the chance to earn stablecoin rewards—24/7, permissionlessly, and globally.
Huma is built for real utility, not just hype. Here’s what makes it stand out:
Whether you're a DeFi power user or a curious beginner, Huma offers a new way to earn while supporting a protocol rooted in real-world value.
Huma Finance
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Disclaimers
*Cryptocurrency and digital tokens involve high risks; investors may lose all investment money and should study information carefully and make investments according to their own risk profile.
**Past performance does not guarantee future performance.
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